Repairing or replacing expensive appliances and home systems are some of the biggest - and most costly - headaches homeowners face. When something breaks down or goes wrong, you’re stuck looking for a qualified technician and footing the bill out of pocket. A home warranty makes the entire process easier and cheaper by sending you the technician and covering all repairs and replacements that fall within the terms of your contract.

What does a home warranty cover?

Depending on your plan, it will cover most major components of home systems:

  • HVAC
  • Hot water heaters
  • Plumbing & sewage system
  • Electrical

Plans also cover the following major appliances:

  • Washers
  • Dryers
  • Refrigerators
  • Stoves
  • Dishwashers

Optional add-ons include:

  • Hot tub
  • 2nd refrigerator
  • Swimming pool
  • Roofs
  • Septic tanks
  • Pumps

How does it work?

When your appliance or home system has a problem, call your home warranty company. If the breakdown is covered by your plan, they will set up an appointment with a licensed, pre-screened service provider in your area. If the repairs or replacement falls within the terms of your contract, your home warranty will cover the full cost.

Which Home Warranties Are The Best?

Some companies have vague terms and don’t actually cover the repairs and replacements that you think they will. Finding the right home warranty company is critical. To help you out, we’ve broken down the companies with the most comprehensive plans and clearest terms:

1. Choice: First month FREE

  • Best for home systems (e.g. heating)
  • Same day dispatch system

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2. Select: $100 off any plan

  • Minimal service exclusions
  • Plans cover older appliances 
  • Unlimited service calls annually

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3. American Home Shield: 33% OFF

  • Best for appliance coverage
  • National network of over 15,000 licensed pros
  • 45 years of experience

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4. Liberty: $1 A Day

  • Plans starting at $30
  • Most extensive add-ons
  • Highest BBB rating
  • Only available in some states

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Instead of paying thousands out of pocket on unexpected repairs, these home warranty companies guarantee you're covered when you need it most

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