A home warranty can save you over $1400 annually

Owning a home costs money. As a homeowner, you know that every year you'll pay for basic home maintenance, but what you might be less prepared for are the expensive costs of repairing and replacing major appliances and home systems.

Experts estimate that the average homeowner will spend at least $2,000 annually on repairs that a home warranty would otherwise cover.

For example, the average cost of replacing a HVAC system is at least $4500 and the average cost of replacing a furnace will cost you between $2000 and $5000. 

Repairs on plumbing and electrical systems are equally expensive. 

Meanwhile, a home warranty covers all of these repairs and replacement costs in full.

The average cost of a home warranty will only cost you around $600/year and a one-time service fee of up to $100. 

This is exactly why a home warranty is worth it. You just have to find the one for you.

To make it easy, we've broken down the leading home warranty companies in the industry:

1. Choice

  • More than 1M US homes covered
  • Nationwide Network of 15,000 Contractors
  • No home inspection required
  • Not available in CA, WA

Bonus offer: First month FREE

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Choice maintained the highest customer service ratings in 2019, making them stand out as the most trusted home warranty provider in the industry. Their extensive network of vetted and pre-screened repairmen and technicians is also one of Choice's strong points.

2. American Home Shield

  • Build your own plan
  • Coverage of hot tubs, spas, pools
  • 45 years of experience
  • Not available in AK

Bonus offer: 33% OFF

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American Home Shield Warranty is another excellent provider. They've made their mark by offering the most customized policies that give you 24/7 access to thousands of service technicians in their network.

3. Select

  • Budget options
  • Plans cover older appliances
  • Unlimited service calls annually
  • Not available in NY, WA, WI, NV

New Year offer: $100 off any plan

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Select offers the most budget-friendly plans, with basic coverage for your home's essential appliances and systems. With Select, a trustworthy home warranty is possible at all income levels.

4. Liberty 

  • 24/7 live support
  • BBB-Accredited
  • Easy online claim submission
  • Not available in AK, CA, HI, IL, IN,KS, MD, NH, OR, VT, WA, WI, WY

New Year offer: Plans start at $1/day + $100 OFF any plan

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Liberty stands out by offering free coverage of roof leak repairs. Roof repairs are some of the most common (and costly) winter home repairs. 

Want to compare more of the top companies in 2020? Check out our breakdown here.

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