How Our Home Warranty Saved Us This Winter
Luckily when our hot water heater went out this week, our home warranty had our back.
It's that time of year: the holidays!
For us the holiday season frenzy has always been more entertaining than stressful (even with 2 kids still at home and another one with kids of their own!).
But this year we found ourselves dealing with our worst nightmare: our hot water heater went out the week before Christmas.
Luckily, we've purchased a home warranty last summer after our neighbor told us how much they saved replacing their old oven when it broke down. If they hadn't have had a home warranty policy, they would have had to pay for a new oven out of pocket. Instead, their provider stepped in and covered the costs.
We wanted the peace of mind knowing we'd be covered too in case something similar happened, but we didn't think it would happen so soon.
Our policy with Choice Home Warranty covers both major home appliances (e.g. our oven, refrigerator, garbage disposal, etc.) but also important add-ons like our roof, hot-tub and garage door. Most importantly for us this week, it also covers home heating systems.
Within 24 hours our claim was filed, a local technician was sent and the need for a replacement was assessed. Not only was our hot water heater replaced the next day, as per our policy Choice covered the bulk of the cost, saving us the $1500 a replacement and installation would have cost.
The first step to getting covered is finding the right company for you.
Based on our experience and research, these are our recommendations:
- More than 1M US homes covered
- Nationwide Network of 15,000 Contractors
- No home inspection required
- Not available in CA, WA
Bonus offer: First month FREE
Choice saved us over $1000. They maintain the highest ratings when it comes to customer satisfaction, making them stand out as a trusted home warranty provider.
- Build your own plan
- Coverage of hot tubs, spas, pools
- 45 years of experience
- Not available in AK
Bonus offer: 33% OFF
American Home Shield Warranty is another excellent provider. They've made their mark by offering the most customized policies that give you 24/7 access to thousands of service technicians in their network.
- Budget options
- Plans cover older appliances
- Unlimited service calls annually
- Not available in NY, WA, WI, NV
Bonus offer: $100 off any plan
A home warranty doesn't have to be expensive. Just the opposite! It's supposed to save you money. That's why we included Select. Select offers 3 different plans based on your budget.
Want to compare more companies? Check out our breakdown here.