A home warranty covers the costs of repairing or replacing damaged systems and appliances in your home - whether you own your own home or you’re renting.

Unlike home insurance, a home warranty doesn’t cover accidental damages caused by theft, floods or other natural disasters. But it does have your back when something stops working or turns out to be faulty - such as heating and plumbing systems or major appliances like refrigerators, washers and dryers.

To make sure you don’t fall into the trap of a warranty that won’t actually come to the rescue when you need it most this winter, we’ve reviewed the leading providers.

Here’s our break down of the best policies with their most current offers.

1. Choice

Best for: Customer reviews

  • Fast online claim filing
  • Same day dispatch system
  • No home inspection required

$50 OFF & 1st month FREE

 

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Choice can save you thousands in repairs and replacements when home systems and appliances break down from normal wear and tear. They have the highest ratings when it comes to customer satisfaction, making them stand out as a trusted home warranty provider.

2. Liberty Home Guard

Best for: Customized appliance plans

  • 24/7 support
  • National network of vetted, licensed pros
  • B+ BBB rating

Plans starting at $1 a day

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Liberty offers some of the most customized policies that give you 24/7 access to thousands of service technicians in their network. This means that you won’t have to search the web for contractors or repair technicians when something breaks.

3. Select

Best for: Home warranty on a budget

  • Minimal service exclusions
  • Plans cover older appliances
  • Unlimited service calls annually

$100 OFF + 2 months FREE

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Select offers 3 different plans based on your budget. The cheapest plan guarantees you basic coverage on major home systems without your bank account taking a hit.

Instead of paying thousands out of pocket on unexpected repairs, these home warranty companies guarantee you're covered when you need it most

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