The Best Home Warranties You'll Actually Use

Not all home warranties are the same

Owning a home will most likely be your single greatest expense in life. The median home price in the U.S. is now $226,800, up 6.1 percent from last year, and the average American will spend $4,958 annually on home repairs.

Over the years, you'll spend tens of thousands of dollars on these repairs. 

A home warranty is the easiest, and most affordable way to protect your home, its systems and appliances, while paying the least.

Home warranties are service contracts that guarantee to pay the cost of repair or replacement if covered items, such as appliances, plumbing, and heating and air conditioning systems, stop working.

But not all companies are the same. Some offer coverage that you'll never actually need. 

To make it easy, we've broken down the home warranty companies in the industry that will actually have your back:

1. Choice

  • More than 1M US homes covered
  • Nationwide Network of 15,000 Contractors
  • No home inspection required
  • Not available in CA, WA

Bonus offer: First month FREE

Get A Free Quote »​

Choice maintained the highest customer service ratings in 2019, making them stand out as the most trusted home warranty provider in the industry. Their extensive network of vetted and pre-screened repairmen and technicians is also one of Choice's strong points.

2. American Home Shield

  • Build your own plan
  • Coverage of hot tubs, spas, pools
  • 45 years of experience
  • Not available in AK

Bonus offer: 33% OFF

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American Home Shield Warranty is another excellent provider. They've made their mark by offering the most customized policies that give you 24/7 access to thousands of service technicians in their network.

3. Select

  • Budget options
  • Plans cover older appliances
  • Unlimited service calls annually
  • Not available in NY, WA, WI, NV

New Year offer: $100 off any plan

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Select offers the most budget-friendly plans, with basic coverage for your home's essential appliances and systems. With Select, a trustworthy home warranty is possible at all income levels.

4. Liberty 

  • 24/7 live support
  • BBB-Accredited
  • Easy online claim submission
  • Not available in AK, CA, HI, IL, IN,KS, MD, NH, OR, VT, WA, WI, WY

New Year offer: Plans start at $1/day + $100 OFF any plan

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Liberty stands out by offering free coverage of roof leak repairs. Roof repairs are some of the most common (and costly) winter home repairs. 

Want to compare more of the top companies in 2020? Check out our breakdown here.

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